Have you applied for the Apni Chhat Apna Ghar Program launched by the Punjab Government? Here’s your chance to find out if you’ve been approved — over 17,500 loans have already been sanctioned! This program, introduced under CM Maryam Nawaz’s leadership, is a major step to help low- and middle-income families build or buy their own homes.
Let’s walk you through how to check your loan status, what documents are needed, and how to view the district-wise approval list — all in simple steps.
What Is the Apni Chhat Apna Ghar Program?
The Apni Chhat Apna Ghar Program is a government housing loan scheme aimed at helping financially struggling families in Punjab. Under this program, eligible applicants can receive interest-free home loans up to PKR 2.5 million to buy or construct a house.
And the process? It’s easy. Apply online, upload the required documents, and wait for approval. No complex paperwork. No need to visit multiple offices. Just a few clicks — and you’re on your way to owning your own home.
So far, families from Lahore, Faisalabad, Rawalpindi, and other districts are already receiving approvals. Now it’s your turn to check!
How to Check Your Apni Chhat Apna Ghar Loan Status Online
Here’s a simple step-by-step guide to find out your application result:
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Visit the Official Website
Open your browser and go to: acag.punjab.gov.pk -
Click “Apply Now”
It’ll take you to the login page, even if you’ve already applied. -
Log In to Your Account
Enter your CNIC number and the password you used during registration. -
Click on “Application Status”
This tab will show your submission details. -
Enter Your Tracking ID
Use the unique tracking number you received after applying. -
Check Your Result
Your application status will appear:-
✅ Approved
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⏳ In Process
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❌ Rejected
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Check your status today — your future home might already be waiting!
District-Wise Balloting Results – Is Your Name on the List?
The latest balloting results are out! You can check if your loan has been approved by viewing your district’s approval list. Here’s how:
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Go to acag.punjab.gov.pk
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Click “Balloting Result List”
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Choose your district
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View or download the PDF
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Search by your name, CNIC, or your father’s name
Here’s a glimpse of what’s happening:
| District | Total Applications | Loans Approved |
|---|---|---|
| Lahore | 6,734 | 628 |
| Faisalabad | 4,375 | 316 |
More districts will be updated soon — stay tuned.
Required Documents Checklist
If your application was rejected or is still pending, double-check your documents. You should have submitted:
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Your valid CNIC
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Proof of income (salary slip or bank statement)
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A recent utility bill
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Passport-size photograph
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An affidavit stating you don’t own any property
Missing even one document can delay or cancel your application — so review everything carefully.
Also Read: Punjab Launches Online Disability Registration 2025 – Get Monthly 10K Stipend Now
Need Help? Contact the Support Team
If you’re stuck at any point, don’t stress. You can reach the official helpline:
📞 Phone: 042-99213419 / 042-99213428
📧 Email: info@phata.punjab.gov.pk
🕒 Timings: Available during working hours
They’re there to guide you through the entire process.
Final Words: Your Home is Within Reach
The Apni Chhat Apna Ghar Program is more than just a policy — it’s a promise. With 17,500 loans already approved, countless families are now closer to owning their first home.
Don’t miss this life-changing opportunity. Check your status today. If you’re approved, congratulations — your dream is coming true. If not, don’t give up. Reapply and stay updated.